Parent Plus loans for those still in college?

We’ve received some repeat questions lately by parents whose children are still in college.  Basically, they are worried that there isn’t enough time to get a double consolidation done to get into SAVE.

Here’s the rules:

• The loan does have to be fully disbursed.
• You don’t have to wait for the son/daughter to graduate.
• You can get the loans out of in school deferment by calling your servicer.
• You have to have at least two federal loans for this to work.

Complete a double consolidation by July 1, 2025 (see us, or our videos on how this should be done:  https://www.youtube.com/c/ArkovichLaw ) and send a paper application to your final servicer asking to be placed into SAVE.