:
Updated:
What Should the Department of Education Focus on NOW?!
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Updated:
Student Loan National Landscape Webinar Today!
:
Updated:
Have Debt and Live in Hardee, Hernando, Hillsborough, Manatee, Pasco, Pinellas, Polk or Sarasota?
:
Updated:
Florida – Does a Bankruptcy Toll the Statute of Limitations on Debt that Survives the Bankruptcy?
:
Updated:
Receiving Multiple Messages About Student Loans?
:
Updated:
Deadline for Fresh Start Moved One Day to Oct 2 at 2:59 EST.
:
Updated:
What Can You Do if You have Parent Plus Loans?
:
Updated:
IDR Recount/Audit Update!
:
Updated:
Fresh Start problems? Deadline is 9/30! Enroll via email.
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Updated:
SBA Notices Going Out by Email
:
Updated:
Frustrated by Bill Collectors as a Servicemember?
:
Updated:
Deadline of September 30 to use Fresh Start – an Easy Way to Get out of Federal Default on Student Loans!
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Updated:
Are You Being Asked to Pay a Debt that Was Discharged in a Bankruptcy?
:
Updated:
Getting Recertification Notices on your Federal Student Loans? Here is What to Do!
:
Updated:
What Student Loan Borrowers Need to Know – Fresh Start Ends Sept. 30
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Updated:
Are You Afraid of Dying with Your Student Loans?
:
Updated:
Interest Rate Expected to Drop by .25-.50 today!
:
Updated:
ABC Action News Story on Student Loan Repayment
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Updated:
Concerned about your PSLF – student loan forgiveness for public service?
:
Updated:
Want to Get Out of Debt by the End of the Year?
:
Updated:
Facing a Debt Collection Lawsuit in Florida?
:
Updated:
In Default on Your Federal Student Loans? Fix That This Month.
:
Updated:
Double Consolidations Still Working for Those with Parent Plus Loans?
:
Updated:
Questions about PSLF Processing for Student Loan Forgiveness and What’s Happening Now?
:
Updated:
Yes, It is Possible to File Bankruptcy on Your Student Loans
:
Updated:
Have you Checked out our YouTube Channel for Free Help with your Student Loans?
:
Updated:
Filing Bankruptcy? Don’t Forget to Disclose any Potential Consumer Claims or Risk Loss
:
Updated:
Department of Education’s vague email today
:
Updated:
Student Loan Update
:
Updated:
The 8th Circuit Just Put a Halt to SAVE
:
Updated:
If You File Bankruptcy Now You Can Obtain IDR Credit for all Plan Payments!
:
Updated:
SAVE Payments will go to Half for Undergrad (5%) under new 10th Circuit Ruling
:
Updated:
The Kansas and Missouri Rulings June 24: What is the Fallout for Student Loan Forgiveness?
:
Updated:
Is a Police Report Required for Claim that a Loan is Not Yours?
:
Updated:
Fewer Chapter 13 Bankruptcies Expected Under Reduced Debt Caps
:
Updated:
Has More than One Year Gone By Since You’ve Touched Your Student Loans?
:
Updated:
Orlando Student Loan and Bankruptcy Workshop — June 7, 2024
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Updated:
The new Bankruptcy IDR will work great for many – but there are two limitations!
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Updated:
Student Loan Information Constantly Changing
:
Updated:
Not Getting Your Student Loans Forgiven Yet?
:
Updated:
Deadlines Next Week for PSLF and IDR Audit
:
Updated:
Consolidate by 4/30/24 for IDR Audit – Nelnet Accepts by Email!
:
Updated:
Student Loan Discharges in Bankruptcy are now Working!
:
Updated:
Parent Plus loans for those still in college?
:
Updated:
Weekend Student Loan Viewing – Last Week Tonight with John Oliver!
:
Updated:
FCRA Claims can be Brought Against Federal Agencies – New Feb 8, 2024 Kirtz Decision!
:
Updated:
Taxable Forgiveness of Student Loans?
:
Updated:
Some Highlights of the Joint Spousal Separation Process and Application (available soon)
:
Updated:
What if You Borrowed a Little More than 12k? Will You Receive Forgiveness of Student Loans?
:
Updated:
Three Year Monitoring for Disability Discharge of Federal Student Loans?
:
Updated:
Ever Wonder Where Your Money is Going?
:
Updated:
Maxed Out Credit Cards?
:
Updated:
Have Crypto Stuck in FTX’s Bankruptcy?
:
Updated:
Vocational Student Loan Debt Can Be Discharged in a Bankruptcy
:
Updated:
We Regularly Obtain Full Forgiveness of Federal Student Loans Through the TPD program
:
Updated:
Self Certify Income
:
Updated:
Has Someone Signed Your Name to a Debt?
:
Updated:
Zombie Second Mortgages: What are Your Options?
:
Updated:
Deadline of 12/31/23 for Federal Student Loans
:
Updated:
ICR – What is This?
:
Updated:
Can you Discharge Student Loans in Bankruptcy? Why Yes, You Can!!
:
Updated:
Mortgage Forbearance Approved — but Nothing in Writing?
:
Updated:
WeWork Filed Bankruptcy – Looking for Office Shared Workspaces in South Tampa?
:
Updated:
Filed Bankruptcy After Oct 17, 2005 – You are Likely Eligible for Settlement Cash Now if you have a Navient Student Loan
:
Updated:
PSLF Borrowers May Benefit by Consolidating Even Direct Loans
:
Updated:
On Hold with Your Student Loan Servicer?
:
Updated:
Don’t Just Pay Your Student Loans – Without a Plan
:
Updated:
Thinking of Filing Bankruptcy — File Before Nov 1 if You Have Family Size of Three
:
Updated:
Reboot Your Life — How Long Must You Wait to Purchase a Home After a Bankruptcy, Short Sale or Foreclosure?
:
Updated:
Running Behind in Your Mortgage Payments? Here’s a Timeline of What to Expect.
:
Updated:
AFTER Covid Mortgage Forbearance – Strategies You can Use to Keep a Home
:
Updated:
Expansion of Covid-19 Recovery Loss Mitigation Options/Loan Mods — Qualify for a 25% reduction in P&I
:
Updated:
Non-Owner Occupied Homes – New Rules re: Modification and Other Remedies to Keep the Home
:
Updated:
Foreclosure Help
:
Updated:
Foreclosures are Rising
:
Updated:
Bankruptcy Discharge of Federal Student Loans DOJ Attestation Process – How is it Going?
:
Updated:
Are Your Loans Part of the Homaidan Lawsuit and What Does This Mean?
:
Updated:
What is the IDR Recount and What Happens During a Strategy Session with Us?
:
Updated:
Prior TPD Discharges are Now Transferring to IDR Recount for Quicker Forgiveness
:
Updated:
Why You Need an Adversary in Bankruptcy to Discharge Student Loans
:
Updated:
High Interest, High Payment Vehicle Loans – How to Get Out of?
:
Updated:
IDR Recount — Yes it’s Real! Here’s a sample:
:
Updated:
How to Count Your Time Toward Student Loan Forgiveness under the IDR Recount
:
Updated:
SAVE limitations?
:
Updated:
Consolidating Loans — Getting a Huge Payment Increase?
:
Updated:
Vote of No Confidence for Double Consolidation
:
Updated:
PSLF Began in 2007
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Updated:
See our YouTube Channel “Student Loan Sidebar” for help!
:
Updated:
Mailing addresses for Consolidation Applications
:
Updated:
Income Monitoring no longer a Thing for Total and Permanent Disability Discharges of Federal Student Loans
:
Updated:
Is Your Airbnb Not Going As Planned?
:
Updated:
Case Study From Today – What Happens if You Wait Too Long to Address Student Loan Debt.
:
Updated:
How to Find Out What Types of Federal Student Loans I Have?
:
Updated:
Other than Ourselves of Course, Who do We Recommend for Challenging Questions re Federal Student Loans?
:
Updated:
If you have Federal Student Loans, this is the Most Important Thing You can Do Now.
:
Updated:
Navient settlement today!
:
Updated:
Brand New Bankruptcy IDR!!
:
Updated:
Worried about your House and possible Hurricane Damage – Free Grant of up to $10k for Florida residents for new windows, roof, doors etc.
:
Updated:
Concept worth pondering – imagine you’re helping a friend
:
Updated:
Get Ready for the Student Loan Pause to End: the Recent Supreme Court Decision and Next Steps for borrowers
:
Updated:
When do you Need an Attorney?
:
Updated:
What is a Rule 2004 Exam in Bankruptcy and How do I prepare?
:
Updated:
Post Bankruptcy — Don’t Just Pay – Often a Collections Law Violation!
:
Updated:
U.S. Supreme Court Knocks Down the 10k – 20k Forgiveness
:
Updated:
Florida Foreclosure Help
:
Updated:
Confused over whether there is still Income Monitoring of Total and Permanent Disability Applications to Discharge Federal Student Loan Debt?
:
Updated:
Credit Check Step by Step
:
Updated:
Do you have a Joint Spousal Consolidation Loan?
:
Updated:
Fighting Foreclosure of a HELOC?
:
Updated:
Workspace for Rent!
:
Updated:
Our new Student Loan Sidebar is up Now!
:
Updated:
Bankruptcy Audits have Resumed March 13, 2023
:
Updated:
SouthTampaWorkspaces.com
:
Updated:
Is Your Crypto Tied up in a Bankruptcy?
:
Updated:
Would you Pay $2,500 to Finally Get Rid of your Federal Student Loans in Bankruptcy?
:
Updated:
What is Till Rate in Bankruptcy?
:
Updated:
If You’ve Been on the Fence About Filing Bankruptcy?
:
Updated:
Avoid Foreclosure – Be Aware of New Amended Procedure That Will Act as a Gag Order
:
Updated:
Wanting to Know More About Discharging Federal Student Loan Debt in a Bankruptcy?
:
Updated:
Mortgage Company Billing Errors – Merely Transferring the Account Does Not Eliminate Legal Responsibility
:
Updated:
House Rich, Cash Poor?
:
Updated:
Educational Benefit Isn’t What it may Appear at First Blush
:
Updated:
You’ve Settled, Now What?
:
Updated:
You Can Get Rid of a Timeshare (Vacation Club) In a Bankruptcy
:
Updated:
Facing a Foreclosure Filing? Don’t Go it Alone.
:
Updated:
You Should Still Consider Consolidating Older FFEL loans Before May 11 When the Emergency Ends
:
Updated:
Debt Settlement Companies – Often Not a Good Option!
:
Updated:
Bouncing Back From Bankruptcy is Easier Than You Think
:
Updated:
Deadline to Consolidate FFEL to Direct for One Time Account Adjustment
:
Updated:
When Does a Presumption for Discharge Exist for Federal Student Loans under the New DOJ Rules?
:
Updated:
Relief is Rolling Out Now that the Stay was Denied in the Sweet v. Cardano Settlement!!
:
Updated:
Simply have to Share!
:
Updated:
How to Discharge Federal Student Loans Using the New DOJ guidance
:
Updated:
What is the new DOJ Guidance Supposed to do for Debtors in Bankruptcy to Discharge Federal Student Loans?
:
Updated:
If Offer and Compromise Works with the IRS, will it also Work with ED for Federal Student Loans?
:
Updated:
What is the Difference Between an EIDL loan versus a EIDL grant?
:
Updated:
IDR Waiver – One Time Account Adjustment – This is a Really Big Deal and the Deadline is Fast Approaching!
:
Updated:
What is the Brunner Standard for Discharging Federal Student Loans?
:
Updated:
How do I Settle Private Student Loans?
:
Updated:
How do I Discharge Federal Student Loans?
:
Updated:
Receiving Messages that your BDTR Application is Past the Statute of Limitations or that you need Supporting Documents?
:
Updated:
Auto Loans – It’s Crazy Out There – Read Your Credit Union Contract Carefully
:
Updated:
Nationally Known Student Loan Attorney Offers YouTube Videos for What to Do
:
Updated:
Least Sophisticated Debtor Test and Strict Liability Under the FDCPA
:
Updated:
EIDL loan or grant — Payments Starting Soon — How to Discharge or Forgive?
:
Updated:
Case Study – Consolidation Tips and Traps
:
Updated:
What are We Seeing Out There for Private Student Loan Settlements?
:
Updated:
Why is it Not a Good Idea to Refinance a Federal Student Loan?
:
Updated:
Bankruptcy is Good For Many Things: Mortgage Loan Mods, EIDL, SBA, Unforgiven PPP Loans and Finally Now Federal Student Loans!
:
Updated:
REPAYE will be Revamped and the Changes are FANTASTIC!
:
Updated:
Is it a Good Idea to Consolidate Student Loans Before Filing Bankruptcy, or Should You Wait?
:
Updated:
When Can You Expect Your Federal Loans to be Forgiven?
:
Updated:
Right to the Source: the Final Rules Approved for Federal Loan Repayment Changes Effective July 2023
:
Updated:
Bankruptcy is Finally an Option for Federal Student Loans
:
Updated:
Are You Being Contacted by a Debt Collector for an Old Debt?
:
Updated:
Pause Extended Once Again
:
Updated:
Surprise surprise — The Exit from Forbearance Can Get Messy!
:
Updated:
PSLF Deadline of 10/31 to Sign PSLF Application and have Employer sign Certification
:
Updated:
PSLF Waiver Deadline: One Week Left
:
Updated:
10k Forgiveness is Only a Small Part of Student Loan Forgiveness!
:
Updated:
Joint Spousal Loans Be Gone!!!!
:
Updated:
Can You Build Wealth With 6-Figures of Student Loan Debt? Yes!
:
Updated:
How do Attorney’s Fees Work in Florida and When Does it Make Sense to Sue?
:
Updated:
Have You Been Told to Send in a PSLF Application by October 31, 2022? Read on for Perhaps the Most Important Thing I Can Say About Student Loans Right Now!
:
Updated:
PSLF Consolidation Deadline is Approaching Faster than You May Think.
:
Updated:
Payment Restart Date?
:
Updated:
PSLF Guide by Federal Student Aid
:
Updated:
Student Loan Update: Planning Your Next Play – Free Florida Bar webinar
:
Updated:
New Yorker Article “The Aging Student Debtors of America”
:
Updated:
Servicers are Asked NOT to send Bills – a Sign of Another Possible Extension – BUT Important Steps Must Be Taken this Fall
:
Updated:
Should defaulted borrowers do the fast-tracked rehab or wait for “fresh start”?
:
Updated:
BDTR Confusion on Hearing Date for Final Approval of Class Settlement
:
Updated:
We’re Approaching the Payment Restart Date — and Buy a House while you Wait.
:
Updated:
Questions about the Navient/AG Settlement and Whether Your Private Loans are Discharged?
:
Updated:
PSLF Waiver Fixes Lesser Known Issues as well: Deadline to Apply is October 31, 2022.
:
Updated:
Our Very First Disability Student Loan Discharge Case
:
Updated:
Joint Spousal Consolidation Loans — President Biden is Expected to Sign a New Act Any Day Now
:
Updated:
Student Loan Updates Available in the Cramdown
:
Updated:
What to do with Medical Debt in Bankruptcy?
:
Updated:
PSLF – New Certification Form for MOHELA Transfer from FedLoan
:
Updated:
One client’s story: “Goodbye student loans”.
:
Updated:
Sweet Settlement on BDTR claims!
:
Updated:
Biden is Expected to Sign a New Law Shortly Allowing Claims for Camp LeJeune Water Contamination
:
Updated:
Chapter 13s – Easier to File Now Due to Debt Cap Increases
:
Updated:
Finally Relief is in Sight for Joint Consolidation Loans!
:
Updated:
DeVos Denial of BDTR application? Stay tuned!
:
Updated:
Foreclosure and Deficiency Reporting on Credit Reports
:
Updated:
Navient Refund Checks!
:
Updated:
Borrower Defense to Repayment Update
:
Updated:
Inflation: What is the Real Rate? How do I Beat That?
:
Updated:
Student Loan Update!!
:
Updated:
Debt Caps Increase for Chapter 13s — Big Help for Those With Large Student Loans
:
Updated:
Alexander L. Paskay Bankruptcy Seminar is a GO!
:
Updated:
What you Need to Know about the Navient/Attorney General settlement
:
Updated:
FFEL Loans = Second Class Federal Loans
:
Updated:
Public Service Loan Forgiveness — What is the PSLF Waiver and What Does it Fix?!
:
Updated:
Make Sure You Don’t Ask Your Auto Insurer for the Lowest Possible Payment!
:
Updated:
Central Florida College – Polk State College – Unilaterally Cancels $1.2 Million in Student Loan Debt
:
Updated:
What Geographic Areas do We Cover?
:
Updated:
Free lateral file cabinets to a good home :)
:
Updated:
Deadline of January 31, 2022 to file PSLF applications to avoid an extra year of payments under an IDR!
:
Updated:
Confused about the New PSLF Limited Waiver?
:
Updated:
Looser Payment Calculation Rules for PSLF: Finally Some Good News!
:
Updated:
Public Service Loan Forgiveness BIDEN UPDATE
:
Updated:
Public Service Loan Forgiveness: Stay tuned, lots to follow
:
Updated:
Don’t Miss Our Facebook Lives on Student Loans this Week!
:
Updated:
The Coolest Way to Pay Off Your Student Loan?
:
Updated:
Monday doldrums quashed: Another 260k in federal student loan debt vanquished
:
Updated:
Millennials are Starting to Get on Track to Creating Wealth
:
Updated:
Drinking wine (or beer) helps with interpretation of recent case law to discharge private student loans.
:
Updated:
Behind the Scenes Student Loan Reform: It’s Happening Right Now!
:
Updated:
Biden Extends Pause on Federal Student Loan Payments
:
Updated:
Infrastructure bill – crypto provisions – call your Senator!
:
Updated:
+How to Avoid Eviction Post Covid? The Inner Workings of Bankruptcy and its Limitations.
:
Updated:
Walmart Paying Student Tuition!
:
Updated:
Can a Private Student Loan be Discharged in a Bankruptcy – New Homaidan case!
:
Updated:
How did the Stimulus Bill Forgive Taxes on Student Loan Settlements and Forgiveness?
:
Updated:
New Rules to Help Those with Student Loan Debt Qualify for a Mortgage
:
Updated:
Re-Visiting ACICS – Accreditor of Many For-Profit Schools
:
Updated:
Top Ten Bankruptcy Attorney in Tampa Bay Area – Legal Elite
:
Updated:
SDFL Student Loan Virtual Program – all day conference
:
Updated:
State of the Union: Stimulus for Small Businesses via PPP and RRF
:
Updated:
Student Loan Planner Podcast
:
Updated:
Undergoing some changes at Arkovich Law — New systems, new software…
:
Updated:
Boy, we’re gonna be busy…. student loans, elder care planning and bankruptcies
:
Updated:
What to Expect When Mortgage Forbearance Ends?
:
Updated:
CRASH COURSE IN COVID-19 STUDENT LOAN RELIEF
:
Updated:
Crash Course in Covid-19 Student Loan Relief
:
Updated:
For our attorney friends – I’ll be hosting Judge Delano at tomorrow’s TBBBA zoom lunch
:
Updated:
How Did I Get Into This Student Loan Mess You Ask?
:
Updated:
How Important Are Student Loans in a Credit Report?
:
Updated:
Attn: all our debtor and creditor attorney friends (Judge Colton on board next Tues to address violations of the discharge injunction post Taggert and Musto)
:
Updated:
Financial Impacts of Long-Term Care and Cognitive Decline
:
Updated:
Foreclosure moratoriums extended once again to end of June (but only for federally backed mortgages!)
:
Updated:
Have You Wondered Why You Can Never Seem To Get Ahead?
:
Updated:
Great Start to a Monday!
:
Updated:
What Sets us Apart as Bankruptcy Attorneys?
:
Updated:
Do You have a Wells Fargo Student Loan? Let’s Settle it Now!
:
Updated:
How Do You Pay Off Your Debt With Your Stimulus Money?
:
Updated:
This Client Considered Taking His Own Life Because He Was Distraught Over His Student Loan Debt.
:
Updated:
Secretary of the Department of Education, Betsy DeVos, Resigns!!!!
:
Updated:
Discharging Student Loan Debt – Poll by ABI consumer committee members
:
Updated:
Highlights of the New Consumer Bankruptcy Reform Bill Under Review
:
Updated:
New Federal Student Loan Servicers
:
Updated:
What if you can’t Catch up on Bills that Piled up During COVID-19?
:
Updated:
Discharging Private Student Loans – New Sixth Circuit Case RE: Cost of Education
:
Updated:
Important Thing to Remember When Acting as a POA or Legal Representative of a Family Member
:
Updated:
Dementia may cause Major Financial Problems Long Before Diagnosis
:
Updated:
New Hope for Borrower Defense to Repayment Program!
:
Updated:
Having Problems with Your Mortgage After a Chapter 13 Discharge?
:
Updated:
TE-PSLF — What to do if You Don’t Qualify for Public Service Loan Forgiveness
:
Updated:
Are You Returning to Work Solely Due to Your Student Loans? Here’s a Better Way…
:
Updated:
How do You Get Rid of Student Loans – Use the Opportunities that COVID-19 presents now!
:
Updated:
Are You Facing a Social Security Overpayment – Bankruptcy is Likely a Good Option.
:
Updated:
Powers of Attorney Can Be Very Powerful When Drafted Correctly
:
Updated:
Credit Tip
:
Updated:
What Can’t a Debt Collector Do or Say?
:
Updated:
How to Help Your Clients Take Their Lives Back From Their Student Loans Webinar Re-broadcast today!
:
Updated:
New Course for Accountants, Financial Planners or even Borrowers on “Helping Your Clients Take Their Lives Back From Their Student Loans”
:
Updated:
New Bankruptcy Relief for Student Loans and Homeowners Being Discussed in Congress.
:
Updated:
The SilverLining of COVID — Get Rid of Private Student Loan Debt (Congress NOT required)
:
Updated:
COVID Relief for Private Student Loan Borrowers is Elusive: But Read to the Bottom – You won’t be Sorry!.
:
Updated:
Whatever Happened to the Borrower Defense to Repayment Claims for Attendance at a Fraudulent School?
:
Updated:
McDaniel v Navient Case: Is this a Game Changer to Discharge Private Student Loan Debt?
:
Updated:
Our team will be presenting a webinar for the TBBBA tomorrow on The Intersection of Bankruptcy and Estate Planning
:
Updated:
Pop Quiz: which option will END your private student loan debt?
:
Updated:
Are You Filled with Questions about how your Children will do School this Fall?
:
Updated:
Reduce Student Loan Debt – Christie Arkovich, Esq. on Cognitive Rampage podcast – how we got here, how we get out of this student debt!
:
Updated:
For our attorney followers: we’re setting up the TBBBA fall line up now!
:
Updated:
Heartland ECSI – 1 star reviews –
:
Updated:
The Five Most Common FCRA Claims
:
Updated:
More Small Business Funding Via Main Street Loans Rolled Out This Week
:
Updated:
Have You Been Denied Life Insurance Due to a Medical Screening Report?
:
Updated:
Smoothing the Rough Edges in Interpreting COVID forbearances for mortgages and other liens
:
Updated:
Can I Refi a Student Loan and then File Bankruptcy on it?
:
Updated:
Probate May Have Advantages Over a Trust
:
Updated:
Accepting Referrals of Small Business Clients Who May Need Protection From Creditors
:
Updated:
Throw Your Private Student Loans Out With the Bath Water
:
Updated:
Post -COVID Employment or Apartment Searches: How Not to Get Derailed in the Background Screening Process
:
Updated:
Lawson-Ross Win in the 11th Circuit for PSLF borrowers: a Beacon of Hope for other Federal Student Loan Borrowers Fighting False Promises
:
Updated:
CARES Act Credit Reporting Provisions Can Help Preserve Good Credit Standing
:
Updated:
Do I need a Will or a Trust?
:
Updated:
5 Questions to Ask Before Deciding if Student Loan Forbearance Can Help You
:
Updated:
Attacking Debt During COVID-19 – Radio Interview
:
Updated:
Does Your Small Business Need Help Staying Afloat Due to COVID-19?
:
Updated:
Can the PSLF Program Actually be Fixed in the HEROES Act for Those With the Wrong Student Loan Types?
:
Updated:
Local Insight Provided about the CARES Act on May 20 next week!
:
Updated:
How to Correct Your Credit Reports When Your Mortgage Payments are Not Reported Post Bankruptcy Discharge
:
Updated:
Details on the Student Loan Protections Provided by the CARES Act
:
Updated:
Debt Collection Limitations During COVID-19
:
Updated:
MY thoughts on the Paycheck Protection Program in Two Sentences
:
Updated:
11th Circuit Win for Public Service Loan Forgiveness! (This Should Apply to Any CARES Act misrepresentation as well!)
:
Updated:
Paycheck Protection Program (PPP) out of funds — Did Banks Do Everything They Could to Process These Loans on behalf of their Loyal and Long Term Customers?
:
Updated:
What Comes After Shelter In Place For Small Businesses?
:
Updated:
CARE Act Update for Federal Student Loans
:
Updated:
Employee Leave Extended During COVID-19:
:
Updated:
Penny Hoarder Interview on Federal Student Loan Interest Waiver due to COVID-19
:
Updated:
Suspension of Interest and Collections of Federal Student Loans due to COVID-19
:
Updated:
Watch out for These Pitfalls that may Come with Suspended Federal Student Loan Interest!
:
Updated:
Turn to Your Attorney for Help if You are in Need!
:
Updated:
Small Business Payroll Protection Program Invaluable for COVID 19 Times:
:
Updated:
Why the Tampa Bay Real Estate Market Will Outlast COVID-19:
:
Updated:
Are You a Property Manager or Landlord Worried about your Tenants who are Suddenly Unable to Pay their Rent?
:
Updated:
Foreclosure and eviction moratorium for 60 days
:
Updated:
Bank or Wages Garnished Unexpectedly?
:
Updated:
Out of a Job due to COVID-19 and Need to Make a Mortgage Payment?
:
Updated:
Eldercare Legal Services – POAs, Medical Surrogate, Living Wills, Estate Planning on the Increase due to CoronaVirus/COVID-19
:
Updated:
What to do with Your Federal Student Loan Payments during CoronaVirus/COVID-19:
:
Updated:
The Ugly Truth About Debt Relief Companies
:
Updated:
Reducing Student Loan Debt In and Out of Bankruptcy.
:
Updated:
Emails using tampabay.rr.com are being discontinued by Spectrum: please use christie@christiearkovich.com for us
:
Updated:
Are Student Loans Considered “Consumer Debts” for Bankruptcy Filings?
:
Updated:
Anyone Think Their Student Loan is Too Large to be Forgiven with a Total and Permanent Disability?
:
Updated:
Are Those Pesky Student Loans or Other Debt Hanging on Despite a Settlement or Bankruptcy?
:
Updated:
Will President Trump Eliminate Public Service Student Loan Forgiveness?
:
Updated:
Filing Bankruptcy for a Small Business?
:
Updated:
Discharging Taxes in Bankruptcy Just Got Easier for Florida Debtors
:
Updated:
Register for ABI webinar tomorrow! Fresh Start, Not False Start: How New Bankruptcy Student Loan Programs are Tackling Student Loan Debt
:
Updated:
Chocolate Treasure Chest!
:
Updated:
Festive Bookends…
:
Updated:
Do You Need a Student Loan Attorney? Despite What The DOE Says — YES!
:
Updated:
Tampa E-Scooters Accident Rates Soar: Five Steps to Take if you’re Injured Using an E-Scooter
:
Updated:
What Types of Income is Allowed Post-Disability Discharge of Federal Student Loans?
:
Updated:
Do My Federal Student Loans Accrue Interest While I’m in School?
:
Updated:
Very Interesting Article this Week about Certain For-Profit Schools Receiving Federal Loans Although They Were Not Actually Eligible!
:
Updated:
Trend to Allow Separate Classification of Student Loans Is Not Always the Case
:
Updated:
Court Connection Published Our Article on the New Student Loan Management Program Today!
:
Updated:
How to Avoid Arbitration Clauses in Consumer Contracts — Bankruptcy Court Can Help!
:
Updated:
Scathing Audit of the Department of Education’s Oversight of its Servicers Show 61% Noncompliance
:
Updated:
Office for Rent for Solo Attorney in South Tampa
:
Updated:
Upcoming Student Loan Seminars (for our attorney friends)
:
Updated:
When Does the FDCPA Come Into Play?
:
Updated:
Little Known Process to Discharge of Federal Student Loans due to Disability
:
Updated:
Hire a Student Loan Attorney if you Want Fast Results
:
Updated:
How to Apply for TE-PSLF
:
Updated:
Ever Wonder Which States are most Impacted by Student Loan Debt? You Guessed it Florida is Right Smack in it. Good Thing I Don’t Practice in South Dakota, I’d be Bored.
:
Updated:
Why Not Ask a Student Loan Attorney What Can be Done to Reduce Student Loan Debt?
:
Updated:
Who Thinks Student Loans are just a Millennial Problem? The new Student Loan Portal Starting October 1 in the Middle District Bankruptcy Court Recognizes the Student Loan Crisis for what it is – a Generational Problem!
:
Updated:
New Program to Address Student Loans in Bankruptcy Specifically for Florida!
:
Updated:
Any Vets Out There Needing to File Bankruptcy – A New Door Has Just Opened!
:
Updated:
Ocwen’s Troubled Past with Tracking Mortgage Payments and Escrow Balances
:
Updated:
How Can a Student Loan Attorney Help — Afterall My Servicer’s Advice is Free, Right?!
:
Updated:
How Exactly do I Revoke Consent to Call My Cell Phone?
:
Updated:
New Student Loan Portal in Middle District of Florida Bankruptcy Cases
:
Updated:
Help to Stop Robocalls
:
Updated:
Tips for Parents Saving for College
:
Updated:
PSLF Hoops to Jump Through: How to Avoid Being One of the Less Than 1/2 of 1% Who Qualify for PSLF!
:
Updated:
What Happens to Student Loan Debt in a Divorce?
:
Updated:
Should Federal Student Loan Servicers Be Held Responsible When They Misrepresent the Borrowers Options?
:
Updated:
Debt Settlement or Consolidation Versus Bankruptcy
:
Updated:
Home Buying Tips: Avoid Origination Fees
:
Updated:
Words of Wisdom From a Financial Coach – Help to Reboot Your Life!
:
Updated:
Reverse Mortgage Tips and Traps
:
Updated:
FCRA – Dispute Must Be Made To Furnisher as Well as the CRAs
:
Updated:
Case Study for Student Loan Presentation to Florida JEDTI Consumer Attorneys Today
:
Updated:
CBS Evening News “Life and Debt” Three Part Series on Student Loan Debt
:
Updated:
College Scorecard Helps Students Decide on Colleges
:
Updated:
Breaking the Stigma of High Student Debt
:
Updated:
The story of Chloe, our rescue office kitty…
:
Updated:
The Patriot Act Exposes the Student Loan Bubble: Entertaining and Informative Piece
:
Updated:
Help a Greyhound Out!
:
Updated:
Bankruptcy Payments Permitted to be Directed Toward Principal During Plan
:
Updated:
Great Decision for a Non-Profit Group (ABA) for PSLF – Denying the DOE’s Attempt to Limit Employer Eligibility
:
Updated:
Re-Certification of Income for Federal Student Loans – Can I do it Myself? Should I?
:
Updated:
New Median Income Figures are Out for Florida Bankruptcy Debtors – How to Qualify for a Chapter 7
:
Updated:
The Fresh Start for Life Podcast
:
Updated:
Dear “Student Loan Sharks”
:
Updated:
Continued PSLF problems…..
:
Updated:
Reboot Your Life: Use Debt Sparingly
:
Updated:
Forbearance Renewals on Federal Student Loans: BDTR Hotline
:
Updated:
Parent Plus Loan Warning: How to Avoid Paying 850% More on Your Student Loans
:
Updated:
Foreclosure Auction: Postponed May not Equal Cancelled!
:
Updated:
Defaulting on Federal HEAL Student Loans can Cause Loss of Medicare Benefits!
:
Updated:
Great New Opinions for Discharging Private Student Loan Debt in Bankruptcy
:
Updated:
What if You Can’t Afford to Not Work – Can You Still Obtain Total and Permanent Disability Discharge of Student Loans?
:
Updated:
Duty to Report Accurately Does Not End Once Ownership of An Account Transfers or is Sold.
:
Updated:
Student Loan/Credit Card Debt Counterclaims have No Supplemental Jurisdiction in the Middle District of Florida
:
Updated:
How Does the Student Loan Bubble Differ From the Foreclosure Crisis?
:
Updated:
RNs, CNAs, LPNs all at Risk of Losing their License over Defaulted Student Loans
:
Updated:
Can I Obtain Federal Student Loans During or After a Bankruptcy?
:
Updated:
The Winner of our January Trivia Contest and a $25 gift card is:
:
Updated:
What Should You Do With Your Federal Student Loans When Furloughed?
:
Updated:
What to Look For In Hiring a Bankruptcy Attorney?
:
Updated:
CEC Settlement with States’ Attorneys General: A Huge Step Forward for All Studentkind.
:
Updated:
Are You Tired of Butting Your Head Against the Wall Disputing Your Credit?
:
Updated:
Hope Everyone has Recharged and Regrouped After the Holidays!
:
Updated:
Other FHA Mortgage Advantages – Assumability and waiver of deficiencies
:
Updated:
Secretary DeVos Grants $150 Million in Relief to Federal Student Loan Borrowers
:
Updated:
As More People Realize It Isn’t Their Fault, More Will Seek to Challenge their Public Service Loan Forgiveness Denial
:
Updated:
FHA Mortgages Have a Built-In Mechanism to Prevent Unnecessary Foreclosures
:
Updated:
How to Make a Debt Collector Cease Collection Calls and Efforts
:
Updated:
Is the Federal Student Loan Program at Risk of Being Dismantled?
:
Updated:
Do I Have a Right to Demand Validation of a Debt?
:
Updated:
Robocalls – Telemarketers or Debt Collectors Calling Cell Phones – How to Stop the Calls!
:
Updated:
Employers Starting to Take Up the Slack to Communicate Options to Alleviate Student Loan Crisis
:
Updated:
What to do if you don’t know who to believe about your student loan options.
:
Updated:
How to Discharge Private Student Loans In Bankruptcy!
:
Updated:
Military VETS are being unfairly denied for Public Service Loan Forgiveness (PSLF)
:
Updated:
Tips and Traps for Federal Student Loan Consolidation and Refinance
:
Updated:
What Office Isn’t a Better Place with our Pets?
:
Updated:
Holistic Approach to Foreclosure Defense
:
Updated:
Arkovich to Speak at Tampa Bay Bankruptcy Bar Assoc meeting Oct 2 – Tues lunch – Please come!
:
Updated:
Giraffe feeding!
:
Updated:
Robocalling Cases Coming Out at a Furious Pace
:
Updated:
How Would You Like to Settle Your Private Student Loans for 30%? And Payable with a Reasonable Payment Plan? Without Further Interest?
:
Updated:
Arbitration Clauses in Consumer Contracts – How to Avoid Being Thrown out of Court
:
Updated:
Hiring Legal Assistant For South Tampa Office
:
Updated:
Office space in South Tampa available
:
Updated:
Can an Independent Contractor’s Income be Garnished?
:
Updated:
How To Conquer Debt
:
Updated:
Satisfied Second Mortgages During the Financial Crisis Rearing Their Ugly Heads!
:
Updated:
How Can I Pay Off My Private Student Loans?
:
Updated:
Tax Relief for Discharged or Forgiven Student Loans
:
Updated:
What to Expect From Your Student Loan Consultation?
:
Updated:
How Did My Student Loans Get So High?
:
Updated:
How to Fight Back Against Debt Collectors Using the TCPA, FDCPA, FCCPA and FCRA – Boy, that’s a mouthful!
:
Updated:
TCPA Consumer Lawyer – Adapting to New Collections Tactics by Debt Collectors and New Laws
:
Updated:
Don’t Let Your License Get Suspended Due to Non-Payment of Federal Student Loans
:
Updated:
When You Should Consider Using Your 401k to Pay Down Federal Student Loan Debt.
:
Updated:
Can the Possible Tax Liability for Forgiven Federal Student Loans lead to an Undue Hardship for Bankruptcy Discharge?
:
Updated:
Passport Revocation – Can this Occur if you are in Default on Your Student Loans?
:
Updated:
What are You Entitled to as Damages for Credit Report Errors?
:
Updated:
How Did We Get Started Helping Students Reduce or Eliminate Their Debt?
:
Updated:
What Can You Do When Your Credit Report is Inaccurate and Full of Errors?
:
Updated:
Florida’s Hardest Hit Program for Mortgage Relief has Closed for New Applications
:
Updated:
When is a debt considered “consumer” debt for debt collection protections to kick in?
:
Updated:
Tenants Protected in Foreclosure Against Landlord
:
Updated:
New Protections for Servicemembers in Foreclosure
:
Updated:
How to Start to Make Sense Of Your Student Loans
:
Updated:
Desperate Mother, Teacher, Bus Driver and Student Loan Captive For Life
:
Updated:
How Do You Know Whether a Debt Collector’s Calls are Harassment?
:
Updated:
Federal Student Loans From For-Profit Schools Are No Longer Under Investigation by the DOE
:
Updated:
Bankruptcy Debtors Affected by New Florida Law Prohibiting Fighting Foreclosure
:
Updated:
Social Security Disability Overpayments Can be Eliminated in Bankruptcy
:
Updated:
Conference Room Furniture For Sale – Good Price
:
Updated:
Student Loan Debtors Getting Kicked Out of Income Driven Plans in Bankruptcy
:
Updated:
Has Your Parent Been Denied Long Term Care Insurance due to the Type of Facility?
:
Updated:
Trying to Rehab a Federal Student Loan? Be careful!
:
Updated:
New Procedure Allowed In Tampa Now To Reduce Student Loan Debt When Filing Chapter 13
:
Updated:
How to Get a Copy of a Long Term Care Insurance Policy?
:
Updated:
Tax on Death and Disability Discharges is Gone . . . For Now.
:
Updated:
What to Do When You Believe(d) Your Student Loans Were Discharged in a Prior Bankruptcy
:
Updated:
Long Term Care Insurance Versus Medicare: What is Really Covered and Why It’s Important to Fight for Insurance Benefits
:
Updated:
Aetna’s Medical Director Admits He Didn’t Look at Patient Records Before Denying Care
:
Updated:
Six Things You Should Know About Student Loan Forbearances
:
Updated:
Do Not File Your Tax Return If You Are In Default on Your Federal Student Loans: File an Extension and Cure the Default First
:
Updated:
Parent Plus Loans: Don’t Believe Your Loan Servicer if They are Telling You Nothing Can be Done to Reduce Payments
:
Updated:
Paralegal Association of Florida, Inc. Luncheon “Master Your Student Loans”
:
Updated:
Borrowers Not Getting Automatic Forbearances Timely Approved After Filing Borrower Defense to Repayment Applications
:
Updated:
Student Loan Nightmare: Navient accused of misleading students about loan forgiveness
:
Updated:
Public Service Loan Forgiveness Class Actions
:
Updated:
Have you received a postcard notice in the Navient case pending in the Southern District of Texas?
:
Updated:
How Can I Keep My Home In a Second or Even Third Bankruptcy Filing?
:
Updated:
Rolling Stone Brings to Light The Great College Loan Swindle
:
Updated:
Suffering with Parent Plus Loans? Get That Payment Lowered NOW!
:
Updated:
Wondering if You Are Eligible for Public Service Loan Forgiveness?
:
Updated:
Our Blog is Top Rated by Feedspot for Bankruptcy Blogs in the Nation!
:
Updated:
Happy Halloween from Chloe at Arkovich Law
:
Updated:
Outside the Box Bankruptcy Solutions for Student Loans
:
Updated:
Reduce Your Student Loan Payment by 88%!
:
Updated:
Bankruptcy Trustee’s 341 Meeting: What to Expect and Watch Out For
:
Updated:
Buying a Home After Bankruptcy or Foreclosure
:
Updated:
CFPB Consent Order with NCSLT and TSI — Impact in Bankruptcies
:
Updated:
Help Us Help You! Get Rid of Mandatory Arbitration in Consumer Contracts
:
Updated:
Being Sued by NCSLT? – CFPB Order Halts Collections – How to Use To Your Advantage Right Now!
:
Updated:
Are you being sued or threatened with garnishment on private student loans by Transworld or NCSLT?
:
Updated:
Hurricane Irma – What to Do If You Cannot Afford to Make Your Mortgage or Student Loan Payments?
:
Updated:
What Happens If A Spouse Dies During a Bankruptcy?
:
Updated:
“False Start” instead of Fresh Start for Debtors with Student Loans in Bankruptcy
:
Updated:
Could Student Loan Debt Derail Your Retirement?
:
Updated:
When is it Legal for your Student Loan Servicer to Contact your Relatives?
:
Updated:
Five Things You Should Know to Qualify for Public Service Loan Forgiveness
:
Updated:
How You Can Reduce Parent Plus Student Loan Payments: Avoiding a Retirement Crisis
:
Updated:
Have You Arbitrarily Been Denied Public Service Loan Forgiveness?
:
Updated:
Deadline July 12 to Submit Comments to DeVos to Prevent Fraud by For-Profit Schools
:
Updated:
How Much Debt is Too Much?
:
Updated:
Overwhelming Student Loan Debt?
:
Updated:
Who Determines Household Size for Filing Bankruptcy In Florida?
:
Updated:
Revoking Consent to Call Your Cell Phone
:
Updated:
Real Life Example of Student Loan Garnishment Gone BAD!
:
Updated:
Borrower Defense to Repayment: Devos Update
:
Updated:
Real Life Example of Public Service Loan Forgiveness Gone Bad – and it Shouldn’t Have!
:
Updated:
Public Outcry High Over Ringless Voicemails!
:
Updated:
What Should a Mortgage Company Do During and Following a Bankruptcy?
:
Updated:
Non-Eligible Foreign Medical School Debt is Discharged in Bankruptcy in Florida!
:
Updated:
For Those Consumer Activists out There: Please Call in to Vote AGAINST the Wrong Choice Act THIS WEEK!
:
Updated:
How Important is it to Complete Bankruptcy Schedules and Statement of Financial Affairs Accurately?
:
Updated:
Help Stop Marketing and Debt Collection Ringless Voicemails — ACT TODAY! DEADLINE TODAY!
:
Updated:
Bankruptcy and Child Support Obligations
:
Updated:
Are You Being Sued For a Deficiency Judgment Following a Short Sale?
:
Updated:
Help, I’m Being Sued by NCSLT (National Collegiate Student Loan Trust)
:
Updated:
Consumer Bankruptcy and Tax Debt – How to Discharge your Federal Tax Debt
:
Updated:
Arkovich interviewed for Fox 13 News Story: Americans are Living with Too Much Debt
:
Updated:
Do Married Couples Have to File Bankruptcy Together?
:
Updated:
Dispelling the Myth of Losing Everything by Declaring Bankruptcy
:
Updated:
Be Careful about Refinancing Your Federal Student Loans Under Fannie Mae’s New Program to Expand Home Ownership
:
Updated:
New Graduates — Looking for Better Understanding of Your Student Loans
:
Updated:
Income Based Debt Forgiveness Plans: Do You Have to Be Current in Your Payments to Be Eligible?
:
Updated:
How to Keep Your Home When Your Loan Mod is Denied: File Chapter 13 Bankruptcy.
:
Updated:
Student Loan Debt Relief Questions Answered in Podcast with local Tampa Florida Attorney (Christie Arkovich)
:
Updated:
Christie as Panel Speaker at ABI Conference Last Weekend About Student Loans
:
Updated:
CFPB files suit against Navient — hopefully the exposure of their shady practices will help our Florida clients!
:
Updated:
Help Effect Student Loan Servicer Changes: Join a Class Action
:
Updated:
Older Americans Defaulting on Student Loan Debt: How to Fight Back
:
Updated:
DeVry Settled Allegations it Oversold its Job Placement Rates – Claiming 90% – Impact on DTR Apps and Class Actions?
:
Updated:
Happy Holidays from the Arkovich Ragtag Gang of Misfits!
:
Updated:
In re Decena update – Discharge of Student Loans for Non-Accredited Foreign School
:
Updated:
Borrower Defense to Repayment – ITT – Statute of Limitations Can Go Potentially to 12 Years in Florida!!!
:
Updated:
Hamp Loan Mod Expiration Dec 2016 and What It Means for Homeowners
:
Updated:
Caribbean For-Profit Medical Schools — Bankruptcy Relief May Be Available to Discharge Student Loan Debt
:
Updated:
Borrower Defense to Repayment for Student Loan Fraud -New Regs Are OUT!
:
Updated:
ABC Action News – New Hope for Many In Debt Students Who Attended for Profit Schools Like ITT and IADT
:
Updated:
What Can Happen After a Foreclosure Is Dismissed – Loans Mods Still in Play
:
Updated:
Florida as a Bankruptcy Debtors’ Haven? Not Always… What it Means to Surrender a Home in Bankruptcy.
:
Updated:
Telephone Consumer Protection Act (TCPA) – Auto-Dialer Uncertainty
:
Updated:
The Witch is Dead!!! ACICS, the Accreditor for Both ITT and Corinthian Just had its Own Recognition Revoked!
:
Updated:
Transparency for Student Loans
:
Updated:
Cost of Education — Interesting Transparency Development in Response to Recent CFPB and DOE’s investigations?
:
Updated:
CFPB Orders the Discharge and Refund of Institutional Student Loans for Misrepresentations of the Costs of the Loans – WOW!
:
Updated:
The One Time that “No” Doesn’t Really Mean “No” (RE: Student loan debt)
:
Updated:
The Real Cost of “Free” Help For Student Loan Relief
:
Updated:
Defense to Repayment of Federal Student Loans – Finally Relief Expected Soon for Students of Closed Schools
:
Updated:
Rehabilitation of Federal Student Loans – Pros and Cons
:
Updated:
ITT Technical Institute Fraud = Discharge of Student Loans?
:
Updated:
Are You Really Forever Stuck With Your Student Loans?
:
Updated:
When Debt Collectors Break Bad (I so miss that show)
:
Updated:
Taxes and Bankruptcy – Two Not so Fun Topics
:
Updated:
Florida Statute of Limitations on Credit Card Lawsuits
:
Updated:
Business Debt Dragging You Down, Consider Bankruptcy Options for a Fresh Start.
:
Updated:
Who Receives Surplus Funds From a Tax Deed Sale?
:
Updated:
Do I Need to Have Possession to Quiet Title to Property and other Common Questions?
:
Updated:
How to Become Debt Free by the Holidays?
:
Updated:
Thanks Q-105 for the lunch and goodies for our gang today!!
:
Updated:
Are You a Debt Slave? Check Out This Huffington Post Article on Private Student Loans.
:
Updated:
Can I Buy, Sell or Trade in My Car Before Filing Bankruptcy?
:
Updated:
Are You Being Sued By A Debt Buyer? (credit cards, car loans and private student loans)
:
Updated:
Can I Keep My Car in Bankruptcy?
:
Updated:
Student Loan Nightmare – Looking for Answers in Bankruptcy Court in Tampa, Florida
:
Updated:
ABC Action News Interviews a client and me about getting full forgiveness of her loans!
:
Updated:
Why Hiring a Student Loan Attorney is a Good Idea
:
Updated:
Getting a Debt Buyer Lawsuit Dismissed
:
Updated:
Common Mortgage Problems Following a Chapter 7 with No Reaffirmation of the Mortgage
:
Updated:
All in A Day’s Work as a Student Loan Lawyer
:
Updated:
Student Loan Admin Discharge Tax Relief Granted
:
Updated:
Florida Federal Courts Uniformly Decline to Impose Stay Pending TCPA Rulings by the U.S. Supreme Court
:
Updated:
Tax Intercept Time: What To Do About Your Student Loans in Default
:
Updated:
Still Receiving Calls and Mortgage Statements Even Though You Have an Attorney?
:
Updated:
Mandatory Arbitration Clauses Took a Hit on an FDCPA Case — Good for Consumers!
:
Updated:
Supreme Court Applies TCPA to Text Messages for Consumer Protection
:
Updated:
Under What Circumstances Can a Creditor Continue to Report a Debt Following a Bankruptcy?
:
Updated:
Loan Mods Often Easier in Bankruptcy – Ch 7 or Ch 13
:
Updated:
Still Receiving Payment Notices and Collection Letters Even After You’ve Given Up a Home?
:
Updated:
Insight as to what the Mortgage Debt Relief Forgiveness Act Really Means
:
Updated:
Pay as You Earn Expanded to ALL Direct Student Loan Borrowers
:
Updated:
Dissecting Credit Reports
:
Updated:
Short Sale Tax Relief Almost Here for 2015 and a Bonus for 2016!!
:
Updated:
Federal Student Loan Collectors May Soon Be Able to Robocall With Impunity Due to New Budget Deal
:
Updated:
TCPA – Importance of logging calls – New South Florida case.
:
Updated:
CFPB’s larger oversight role over student loans is needed – see report issued today!
:
Updated:
Rebuilding Your Credit to Quality for a Mortgage? – We can help!
:
Updated:
Student Loan Nightmares at For-Profit Schools: Have Accreditation Agencies Dropped the Ball?
:
Updated:
Cannot Use Bankruptcy Court to Collaterally Attack State Court Foreclosure Judgment
:
Updated:
Loss Mitigation and Pending Loan Modification Requests Triggers Homeowners Rights
:
Updated:
Receiving Unwanted Calls on Your Cell Phone: You Can Revoke Your Consent to Call and Stop Those Calls (or sue for up to $1,500 PER call if the calls don’t stop)
:
Updated:
LAST CALL: BP Filing Deadline June 8
:
Updated:
Tax Intercepts, Wage Garnishment, Payroll Loan Deductions: How Can a Debtor Afford to File Bankruptcy?
:
Updated:
Top debt collection violations are harassing phone calls per $8 million fine by CFPB
:
Updated:
Florida Consumers can Revoke Consent to Call a Cell Phone (and there is no exception for private student loan debt collectors, just saying)
:
Updated:
Dyck-O’Neal – Great case out of the 1st DCA – No SMJ in deficiency lawsuits
:
Updated:
BP Claims Are Being Paid NOW! Deadline for new cases June 8, 2015
:
Updated:
National Collegiate Student Loan Trust Case Barred by Florida Statute of Limitations
:
Updated:
Bankruptcy Relief for Student Loans May Be Changing?
:
Updated:
Update on Stripping Second Mortgages and HOA Liens in the Middle District Tampa Div. Florida Bankruptcy Court
:
Updated:
Debtors’ Ability to Strip Second Mortgages: the Door May Be Slammed Shut Soon so File Now!
:
Updated:
Watch out for Scam Bill Collectors Calling after a Bankruptcy is Filed
:
Updated:
Stop Continued Calls by Mortgage Company
:
Updated:
Palm Beach County Circuit Judge Race – I urge you to tell everyone you know down there to vote for Jessica Ticktin
:
Updated:
Senior Citizen Social Security Being Garnished for Old Student Loans?
:
Updated:
Cell Phone Calls that Drive you Nuts – the TCPA can help!
:
Updated:
Have You Been Sued for a Deficiency Judgment in Florida?
:
Updated:
Medicare Liens and ObamaCare: Florida Homestead Protected
:
Updated:
Florida Cap on Medical Malpractice Damages Thrown Out as Unconsitutional
:
Updated:
Please Don’t Text and Drive: Leading Cause of Auto Accidents in Tampa Bay, Florida
:
Updated:
BP Settlement Intended to Simplify Proof is Under Attack
:
Updated:
BP Wins Appeal to Modify (Reduce) Economic Loss Claims.
:
Updated:
Florida’s 2013 foreclosure bill has very sharp teeth for the ill-informed
:
Updated:
Will GSE’s (Fannie and Freddie) agree to principal reductions soon under a new Director?
:
Updated:
Consumers have a Right to Prevent Robocalls! A Florida Law Firm Uses the TCPA to Settle Debts.
:
Updated:
A Giant Leap Forward for Short Sales: Fannie Mae’s New Rules Fix Credit Glitch
:
Updated:
New Regs for Disability Discharges of Student Loans Simplifies Process
:
Updated:
Bank of America: A Case Study in Incompetence or Intentional Fraud?
:
Updated:
New Streamlined Mortgage Modification Program Starting July 1, 2013
:
Updated:
Why should you short sale your Florida home?
:
Updated:
Florida Legislation Pending Now to Restrict Homeowners Rights
:
Updated:
The Complexities of Bankruptcy: Chapter 13 Plan Choices
:
Updated:
Know your Rights When Faced with Debt Collectors: 10 Most Common Violations
:
Updated:
Short Sales Not Pushed off the Fiscal Cliff!!!
:
Updated:
BP Oil Spill Settlement Approved December 22, 2012: Full Speed Ahead for Floridians Filing Claims
:
Updated:
BP Oil Spill Claims: Is My Florida Business Eligible?
:
Updated:
Principal Reductions Abound!
:
Updated:
Should Student Loan Debt be Dischargeable in Bankruptcy?
:
Updated:
How long does a judgment last in Florida?
:
Updated:
Modification of Mortgages In Florida is Looking Up
:
Updated:
Can I Buy a House after a Bankruptcy?
:
Updated:
I’ve just been served, what do I do?
:
Updated:
The Telephone Consumer Protection Act (TCPA) is a very Sharp Sword Wielded by the Knowledgeable Florida Consumer
:
Updated:
It’s now Open Season on Mortgage Servicers in Florida!
:
Updated:
Student loan cost disclosures
:
Updated:
Student loan reforms: For Real?
:
Updated:
Beneficial interest in vehicle requires turnover in Florida Chapter 7 bankruptcy
:
Updated:
Grieving father struggles to pay deceased son’s student loans
:
Updated:
Florida Protecting Tenants in Foreclosure Act Extended
:
Updated:
Principal Reductions are Happening: Don’t Give Up if You Want to Keep Your House
:
Updated:
Cramdown of Tenancy by Entireties Property
:
Updated:
Can I list only certain creditors in a bankruptcy in Florida?
:
Updated:
Common student loan collection violations in Florida
:
Updated:
Student Loan Debt Collectors = Big Business
:
Updated:
Chapter 7 Bankruptcy: Now you CAN strip a second mortgage!
:
Updated:
When is the best time to file bankruptcy?
:
Updated:
Surrendered your house in Florida and still getting letters?
:
Updated:
Ocwen Loan Modifications = Huge Principal Reductions
:
Updated:
AG Settlement: Florida Underwater Homeowners May See Principal Reductions
:
Updated:
1099C Debt Cancellation: Tampa Florida Channel 13 Interviews Attorney Christie Arkovich
:
Updated:
Occupy Tampa USF Foreclosure Seminar with April Charney
:
Updated:
Debt Settlement vs. Bankruptcy
:
Updated:
Principal Paydown Plan Proposed by Bankruptcy Attorneys Rejected by FHFA
:
Updated:
HAMP Expanded – Will it help Florida’s Homeowners?
:
Updated:
Mortgage Modification: Ocwen’s Increasing Role May Lead to More Principal Reductions
:
Updated:
Choosing a Bankruptcy Attorney: Service vs Price
:
Updated:
No End in Sight to Your Debt? Use Your Tax Refund to File Bankrutpcy this Year.
:
Updated:
Tampa Florida Channel 13 Interviews Christie Arkovich about the “Student Loan Debt Bomb”
:
Updated:
Bank’s Ante is Increased to $35,000 for Short Sales
:
Updated:
Jumping the Debt Cap Hurdle in Chapter 13 Bankruptcy in Florida
:
Updated:
Can you see the mortgage servicers’ conflict of interest that is killing the Florida and nationwide housing market?
:
Updated:
Avoid the Cancelled Debt and 1099-C Minefield
:
Updated:
Can Florida Homeowners Reduce Their Mortgage to What the House is Worth?
:
Updated:
Mortgage Modification Success Often Determined by HAMP participation and TARP bailout funds
:
Updated:
PLEASE Support the NACBA Bankruptcy Principal Paydown Plan NOW!
:
Updated:
Tampa Division, Florida New Bankruptcy Court Mediation Opportunity
:
Updated:
New Florida Court Admin Orders re: Foreclosures
:
Updated:
Modification Tips and Tricks
:
Updated:
Financial Bloggers
:
Updated:
President Obama’s Mortgage Woes: New Approaches are Necessary
:
Updated:
S&P Debt Downgrade Compared to an Ordinary Household
:
Updated:
Is it an Earthquake or ?
:
Updated:
Proper Standing and Assignment is Not Only Required for Foreclosures, But Also for Credit Card Lawsuits
:
Updated:
Why Lien Stripping of a Second Mortgage is Not Available under Chapter 7 Bankruptcy
:
Updated:
Principal Paydown Approach Could Drastically Slow Florida Foreclosures
:
Updated:
Suggested Short sale Contract Language to Help Avoid Deficiency Judgments
:
Updated:
Florida foreclosure courts shutting down
:
Updated:
Watch out for Aggressive HOAs in Hillsborough and Pinellas Counties, Florida
:
Updated:
HAMP releases second mortgage HELOCs
:
Updated:
Exemptions Calculus
:
Updated:
Strategic Defaults – When it’s Time to Walk Away From Your Home
:
Updated:
Strip Your Second Mortgage – It’s Easier Than You Think.
:
Updated:
You cannot be fired for filing bankruptcy, but it may be used as a reason to deny new applicant
:
Updated:
Nice short targets: BOA and LPS
:
Updated:
Principal Reduction down from $130,000 to $49,000!
:
Updated:
Dissecting your Credit Score
:
Updated:
Door #1 or #2: Taking the Wildcard Exemption when Retaining your Home May Come with Surprises
:
Updated:
Chase offering $10,000 to $20,000 in short sales
:
Updated:
Deficiency Judgment Landmines
:
Updated:
Cash for Keys – $21,000!
:
Updated:
Principal Reductions Through Bankruptcy?
:
Updated:
Florida bankruptcy debtors allowed greater exemption to keep personal property
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Good Bank v. Bad Bank
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Freezes of Wells Fargo Bank Accounts for Bankruptcy Debtors
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Consumer Attorneys Getting Debt Buyer Lawsuits Dismissed due to Lack of Evidence
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Consumer Debt Collection Complaints Continue to Rise
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Middle District of Florida Scores Second in the Nation for Bankruptcies
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Significant Negative Impact to Disposable Income Expected for Tampa, Florida Debtors under a New U.S. Supreme Court Ruling that a Debtor Cannot Claim an Ownership Expense for a Free and Clear Vehicle
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Tampa Florida Timelines to Surrender a Vehicle in Bankruptcy have been Dramatically Reduced After the Tampa Division of the Middle District of Florida Adopted a New Model Chapter 13 Plan in 2010
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Foreclosure Mill Law Firm Sued for Overtime Violations In Tampa, Florida
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Planning on Purchasing a Foreclosed Home In the Tampabay Florida Area? Watch out for Freddie Mac’s Disclaimers!
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Bankruptcies Going Strong: CPI For December Not As Strong as First Appears
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Can I Sue a Debt Collector For Calling My Cell Phone?
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Massachusetts Supreme Court in Ibanez Voids Foreclosures: Impact in Florida
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Florida Appellate Court Denies Foreclosure When Modification Attempted
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File Bankruptcy in Florida to Avoid Probate
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