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Yes, It is Possible to File Bankruptcy on Your Student Loans

Right now, there is a lot of confusion regarding our federal student loan program.  There are multiple federal cases and several injunctions that have pretty much frozen federal student loans.

A couple things are still working.  Total and Permanent Disability discharges of federal student loans, and filing bankruptcy on them.

We’ve written a summary published in the quarterly Cramdown publication for our readers which are primarily bankruptcy attorneys and judges in the Middle District of Florida – located here.  We discuss what’s working now in bankruptcy and how to obtain a discharge or IDR credit for Plan payments.  Please take a look and if this helps you – you can do this now and not wait for the elections or U.S. Supreme Court rulings.

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