Be wary of those. When interest rates were low, and forgiveness opportunities were also low, refinance made sense for our high wage earners. Less interest, lower payment, loan repaid much faster.
Now however, forgiveness options are all over the place and many are working. It’s a bit of a mess, but steering through the debris can result in student loan forgiveness. But only for federal loans. If you refinance your loans now, you’ll likely have higher interest, no income driven plans, no or limited forbearance, little protections for disability and certainly no forgiveness.
If you are even thinking about doing this, please talk to someone who works in the student debt field- someone to advocate for you (not a loan servicer). It may be the most important call in your entire life.