Today, we appeared on ParentPumpRadio as a guest discussing Breaking the Stigma of High Student Debt. Different topics were discussed such as the old view vs the new view on picking colleges, paying for school, choosing loans etc. If you are a parent or student thinking about college, be sure…
Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog
The story of Chloe, our rescue office kitty…
How it began (B.C. Before Chloe became our office kitty -not really, but close enough): View video – the story of Chloe, best viewed with audio to hear the upbeat and impressive music with Barbara’s photo and editing skills — don’t worry, she makes a better lawyer… Thank you for…
The Patriot Act Exposes the Student Loan Bubble: Entertaining and Informative Piece
This week 60 Minutes aired a student loan story about a Home Depot founder who donated hundreds of millions and raised additional funds to make NYU’s medical school tuition free. While this was a great story, and a compassionate thing to do to ensure that the lower paid physician…
Help a Greyhound Out!
Calling all dog lovers! Since greyhound racing will cease to exist in the next two years, all the greyhounds will need to be re-homed. Our friend Hope just adopted this lovable greyhound named Harper and she is so sweet and loving! Contrary to popular belief, they don’t need to be…
Bankruptcy Payments Permitted to be Directed Toward Principal During Plan
Faced with a nearly impossible standard to discharge federal student loan debt in bankruptcy due to undue hardship, creative debtors’ attorneys and the bankruptcy courts are continuing to create pockets of relief wherever possible. Finding that “non-dischargeability does not immunize the student loan claim from modification,”a bankruptcy court confirmed the…
Great Decision for a Non-Profit Group (ABA) for PSLF – Denying the DOE’s Attempt to Limit Employer Eligibility
Many people are facing uncertainty about PSLF for all kinds of reasons. We’ve focused on those who were told they were in the PSLF program only to find out that their loan types didn’t qualify all along, and now they have to start all over. We also help borrowers who…
Re-Certification of Income for Federal Student Loans – Can I do it Myself? Should I?
How can you trust your student loan servicer when they don’t follow the law 61% of the time per a recent Inspector General’s Report? Let’s look at a relatively simple chore – re-certification of income under an income driven plan. What appears to be simple, can have meaningful impact. If…
New Median Income Figures are Out for Florida Bankruptcy Debtors – How to Qualify for a Chapter 7
The new median income figures are out this week. Whether you are above or below these figures is not the only factor that is looked at however. But many of the expenses allowable under the Means Test have increased and if you were borderline last year, you may qualify for…
The Fresh Start for Life Podcast
A bankruptcy attorney colleague, Don Golden, has started a new Podcast, The Fresh Start for Life, and has graciously had me on as one of his first guests. Tune in to listen to our chat where we talk about options to pay off student loan debt. Links for Itunes, Spotify,…
Dear “Student Loan Sharks”
I regularly ask for hardship letters from our clients in our student loan and other debt settlement cases. One of our clients began his letter “Dear Student Loan Sharks”…. I took that part out, but if you read his letter, you would be very saddened by what has happened to…