Which is the better option? Debt management plans have no guarantee that the creditor will accept a negotiated discount. Debt consolidators charge a fee regardless of whether a settlement is reached and often years go by with credit scores dwindling each month. It’s often better to reach a deal with…
Many Floridians have moved beyond the foreclosure crisis and are now in the market to buy a home – we have some credit rebuilding tips in our free e-book “Reboot Your Life After Bankruptcy” https://christiearkovichpa.ac-page.com/bk-ebook-reboot. This e-book is not just for those in bankruptcy, but it also may help those…
The financial website “Marketwatch” released a study of the American people’s money situations. It was disturbing at best. The report found about half of our households live paycheck to paycheck. 19% have zero in savings, while 31% have less than $500. It’s no surprise that nearly half described themselves as…
Reverse mortgages are a great way to provide retirement funding but they do come with traps for the unwary. In a recent Forbes article, “Additional Risks of Reverse Mortgages,” complaints to the Consumer Financial Protection Bureau remain high. Areas of concern include servicers that: make it difficult to coordinate payment;…
It’s very easy to file an online or even phone dispute with a credit bureau. It’s fine to start a dispute in this manner. However, to ensure that all parties are required to investigate the dispute and update the consumer’s credit report, it is important to provide notice to the…
Yes, it’s a holiday weekend and I’m not quite sure why a local consumer group JEDTI is doing their 2nd Annual Convention today, but it is about a 100 degrees out and I think I’d melt outdoors anyway so why not? JEDTI was originally made up of mostly foreclosure defense…
CBS interviewed us and our class action co-counsel, Gus Centrone of Centrone & Shrader, P.A., as background for their recent three part Eye on America story focusing on the student debt crisis. Per Seth Frotman, formerly with the CFPB, there is zero plan to tackle this at the federal level…
Fox 13 interviewed us in connection with their terrific story yesterday on the College Scorecard: College Scorecard a Wealth of Information on Every College and University in the Country. Anyone with a high school student or someone bound for college, should look into this resource to help make the decision…
Today, we appeared on ParentPumpRadio as a guest discussing Breaking the Stigma of High Student Debt. Different topics were discussed such as the old view vs the new view on picking colleges, paying for school, choosing loans etc. If you are a parent or student thinking about college, be sure…
How it began (B.C. Before Chloe became our office kitty -not really, but close enough): View video – the story of Chloe, best viewed with audio to hear the upbeat and impressive music with Barbara’s photo and editing skills — don’t worry, she makes a better lawyer… Thank you for…