The holidays came earlier it seems this year, and many of us were unprepared this year! Only our bookends looked the part at our holiday firm lunch! Happy holidays everyone!
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Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog
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Do You Need a Student Loan Attorney? Despite What The DOE Says — YES!
See below for tips to end roadblocks faced by our older population when dealing with student loans! In a Yahoo Finance article this week, several problems were outlined and addressed during Secretary DeVos’ testimony on Capitol Hill. First, lengthy delays in the Borrower Defense to Repayment program for those who…
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Tampa E-Scooters Accident Rates Soar: Five Steps to Take if you’re Injured Using an E-Scooter
After having moved my parents and in laws to South Tampa’s SOHO district to be close to us, I can’t help but notice all the E-Scooters appearing there and in downtown Tampa over the past year. Please be careful when riding these. At least wear bright colors and a simple…
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What Types of Income is Allowed Post-Disability Discharge of Federal Student Loans?
Some of our student loan clients have asked what they can make in terms of income and still be approved for a social security disability discharge. Normally we tell them income from employment counts, income from investments do not. For those that fear that they have to do a little…
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Do My Federal Student Loans Accrue Interest While I’m in School?
Many federal student loans placed in in-school deferment will accrue interest during school and capitalize upon graduation: Loan types that do not require payment of interest when deferring student loans include: Subsidized Federal Stafford Loans Subsidized Direct Subsidized FFEL Consolidation Loans Direct Subsidized Loans Federal Perkins Loans Consolidation Loans Loan types that do…
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Very Interesting Article this Week about Certain For-Profit Schools Receiving Federal Loans Although They Were Not Actually Eligible!
Interesting times to be a student loan attorney. Just this week, a key decision was issued by the Fifth Circuit in In re: Crocker, No. 18-20254 which discharged private student loans. Why is this important? Well, it’s the first published Circuit level case on this issue. And the Court ruled…
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Trend to Allow Separate Classification of Student Loans Is Not Always the Case
Sometimes, in a bankruptcy, we want to separately classify student loans, particularly federal student loans, where our client debtors can benefit from public service or income driven plans with debt forgiveness. It’s also helpful to separately classify private student loans if we’ve otherwise reached a settlement agreement with the creditor. …
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Court Connection Published Our Article on the New Student Loan Management Program Today!
The Bankruptcy Court for the Middle District of Florida maintains its own newsletter called Court Connection which is distributed among court personnel and attorneys throughout the Middle District of Florida. This Court is the third most busy bankruptcy district in the country! One of the reasons it’s so active is…
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How to Avoid Arbitration Clauses in Consumer Contracts — Bankruptcy Court Can Help!
Are you looking down the barrel of an arbitration clause in your consumer/creditor agreement? I’ve posted before (Arbitration Clauses in Consumer Contracts – How to Avoid Being Thrown out of Court) on some local case law here in Florida to help avoid arbitration clauses – but here’s a new case…
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Scathing Audit of the Department of Education’s Oversight of its Servicers Show 61% Noncompliance
As a student loan attorney, I find this appalling. What if someone hired me as their attorney and I failed to comply with the law 61% of the time? I bet I’d be hearing from the Florida Bar pretty quickly and I’d probably lose my license to practice law. But…