Saved our family 5.0 stars Posted by ChristopherMarch 23, 2020 Our modest bank account was seized by a creditor with a 9 years old judgement against us. And we realized it while waiting in line at the grocery store trying to pay for supplies in the midst of the corona virus…
Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog
Small Business Payroll Protection Program Invaluable for COVID 19 Times:
While our physical location is closed, our Arkovich Law team are hard at work at home filing motions to abate Chapter 13 Plans, Modifying Confirmed Plans, helping with our clients’ real estate needs, settling all sorts of debt, and assisting with estate planning needs. This blog is addressed toward…
Why the Tampa Bay Real Estate Market Will Outlast COVID-19:
Any hit to the real estate market in Tampa Bay is likely short-lived because of several factors: We still have an inventory shortage. Interest rates are at an all-time low. Even though people lost 30% or more of their stock account value we have NOT lost 30% or more of…
Are You a Property Manager or Landlord Worried about your Tenants who are Suddenly Unable to Pay their Rent?
For you landlords out there or for your residential property managers, what about this idea for your tenants who are unable to pay rent? It allows a 50% reduction in rent to be paid by using escrowed deposits for two months, replenishment within 180 days, and extends the lease for…
Foreclosure and eviction moratorium for 60 days
One of our clients had a sale date on March 25, 2020 that was moved to May 20, 2020. While our clients had already moved out, they are very appreciative of the additional time to safely remove their belongings. There is a lot more relief to come! This benefits the…
Bank or Wages Garnished Unexpectedly?
My first consult this week was for a former client who just learned of a bank garnishment of his joint bank account with his wife from an old Cach final judgment that he thought was vacated and dismissed. The entire account was frozen. Plus his wife’s next check couldn’t be…
Out of a Job due to COVID-19 and Need to Make a Mortgage Payment?
How do I make my mortgage payments for the next three months? When people asked and learned that I am able to work from home, they are a little envious. What they don’t understand is that one cannot “work from home” indefinitely. At some point, there will be no work…
Eldercare Legal Services – POAs, Medical Surrogate, Living Wills, Estate Planning on the Increase due to CoronaVirus/COVID-19
I’ve noticed a great deal of anxiety about people who have put off getting essential documents in place: Durable powers of attorney, medical surrogate, living wills, regular wills and trusts. This includes not only POAs and medical care decision making, but also planning ahead for advice to protect hard-earned assets…
What to do with Your Federal Student Loan Payments during CoronaVirus/COVID-19:
We’ve gathered some information below for folks with student related questions if their job/business/income has been impacted by the CoronaVirus/COVID-19: Here some info below on servicers and US Dept of ED current updates: Nelnet; currently open “attempting to keep call centers staffed, however use online options” Offers: Deferment, forbearance Great…
The Ugly Truth About Debt Relief Companies
I just found an eye opening video by Gary Fraley, a certified bankruptcy attorney in California, on why debt relief companies should be avoided! Watch the video – it’s short, to the point, and there’s a cool saddle in the back ground — looks like a former Texas transplant to…