Given the current global health crisis, many small businesses will now be needing the assistance of a Ch. 11 bankruptcy in order to stay in business. Small businesses often struggle to reorganize effectively under Chapter 11 of the Bankruptcy Code. To address this issue, Congress passed the Small Business…
Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog
Throw Your Private Student Loans Out With the Bath Water
A review from another satisfied customer! Private student loans begone! I didn’t think it would be possible 5.0 stars Posted by LauraMay 29, 2020 I am so thankful that Christie and her team were able to resolve an issue with a private student loan. Many years ago I took a loan…
Post -COVID Employment or Apartment Searches: How Not to Get Derailed in the Background Screening Process
When you have an apartment or employment denial, you can call the numbers listed below for the screening company and request a copy of the background report: Accurate Background, Inc. – Irvin, CA 800-216-8024 First Advantage Corp. – Atlanta, GA 800-845-6004 General Info Service, Inc. – Chapin, SC 866-265-4917 ADP…
Lawson-Ross Win in the 11th Circuit for PSLF borrowers: a Beacon of Hope for other Federal Student Loan Borrowers Fighting False Promises
The American Prospect published an article yesterday about our Lawson-Ross Public Service Loan Forgiveness (“PSLF”) success in the 11th Circuit – which was very persuasively argued by Dan Zibel of National National Student Loan Defense Network. Two quotes that should give student loan borrowers comfort and should give pause to…
CARES Act Credit Reporting Provisions Can Help Preserve Good Credit Standing
The CARES Act was designed to help protect consumers’ credit reports from the massive job loss and economic harm caused by COVID-19 business shutdowns. The idea is to ensure that someone’s credit is not impacted by a temporary inability to pay bills. While the CARES Act is helpful for this,…
Do I need a Will or a Trust?
WILL OR TRUST: HOW TO TELL THEM APART. People are often confused about whether they need a will or a trust. The following list helps you to understand their differences, but you should consult an attorney to make sure that one of these devices is appropriate for your set of…
5 Questions to Ask Before Deciding if Student Loan Forbearance Can Help You
Most everyone has heard of the forbearance on student loan payments until September 30, 2020 due to COVID-19 – but like everything, there are nuances to this. I was fortunate to be interviewed to participate in Tiffany Connors’ very insightful article, 5 Questions to Ask Before Deciding if Student Loan…
Attacking Debt During COVID-19 – Radio Interview
I was super pleased to be interviewed recently on the radio show Money Talks. In our 4/29/20 radio interview, we spent approximately 30 minutes covering some things people can do to address debt during COVID-19. This includes student loan and mortgage forbearances and limitations under the CARES Act, discharging private…
Does Your Small Business Need Help Staying Afloat Due to COVID-19?
As a small-business owner, you may have been especially hard-hit by the recent global health crisis. When revenue drops unexpectedly, it can be hard to keep a small business afloat. At Arkovich Law, we understand what you are going through. We are committed to helping you reduce your debts and regain…
Can the PSLF Program Actually be Fixed in the HEROES Act for Those With the Wrong Student Loan Types?
We’ve been advocating for the Public Service Loan Forgiveness (“PSLF”) to be fixed for a few years now. Our class action lawsuit against Navient went nowhere, but the one against Great Lakes has been commended for a ruling last month by the 11th Circuit to help hold federal student loan…