I don’t have kids of my own, but if I did, I would absolutely talk with Kellyann below about how best to do this. She’s full of good ideas on virtual learning, homeschooling, tutoring, socialization. Ideas that could really help right now! Check out her Collaborative Classroom Cubes on her…
The TBBBA is entering the Zoom age for the Consumer Lunches starting at Noon August 4 and continuing the first Tuesday of every month. The Zoom coordinates will be sent later in a TBBBA email blast. It’s bring your own lunch – but no commute! CLE credit. First up is:…
We’re investigating this company for potential violations of the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), among other things, and I ran across their Better Business Bureau reviews. I’ve never seen so many 1 star reviews! They’ve been in business for 48 years, are a major…
What are the most common errors on a credit report that lead to FCRA claims — and resulting damages? Status Disputes – error/inaccuracy standards which give rise to valid disputes: these are things that are factually inaccurate such as: reporting a settled account as past due/open; reporting a discharged account…
Along with the PPP (Payroll Protection Program) another fed run program rolled out this week called Main Street to provide low-cost loans to firms with fewer than 15,000 workers. The Main Street launch has received a luke warm welcome from community banks due to the paperwork required per an American…
In our consumer practice, I was surprised to see that denials of life insurance or annuities are often a violation of the Fair Credit Reporting Act (“FCRA”). The medical screening reports are often ad hoc and inaccurate. If you have applied for life insurance and been denied, don’t give up. …
Some creditors and loan servicers are jumping the gun in pursuing foreclosures, HOA liens, COA liens. The federal government is also taking the position that it’s okay to pursue cases already in litigation. We had to file a motion to abate arguing that the moratorium preventing involuntary collection activity includes…
Nope. At least not at first blush, but keep reading. Not surprisingly, a loan provided to refinance student loans does not change the character of the loan. The Court in Juber v. Conklin (In re Conklin), No. 19-91 (W.D. N.C. Apr. 6, 2020) concluded that “[s]o long as the loan…
PROBATE COULD BE HELPFUL! Most discussions about estate planning involve probate avoidance. Most folks are familiar with the myth that “avoidance of probate” should be the number one estate planning goal. But is it so terrible that your assets have to go through probate? These are the reasons why…