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Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog

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Lawson-Ross Win in the 11th Circuit for PSLF borrowers: a Beacon of Hope for other Federal Student Loan Borrowers Fighting False Promises

The American Prospect published an article yesterday about our Lawson-Ross Public Service Loan Forgiveness (“PSLF”) success in the 11th Circuit – which was very persuasively argued by Dan Zibel of National National Student Loan Defense Network. Two quotes that should give student loan borrowers comfort and should give pause to…

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CARES Act Credit Reporting Provisions Can Help Preserve Good Credit Standing

The CARES Act was designed to help protect consumers’ credit reports from the massive job loss and economic harm caused by COVID-19 business shutdowns.  The idea is to ensure that someone’s credit is not impacted by a temporary inability to pay bills.  While the CARES Act is helpful for this,…

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5 Questions to Ask Before Deciding if Student Loan Forbearance Can Help You

Most everyone has heard of the forbearance on student loan payments until September 30, 2020 due to COVID-19 – but like everything, there are nuances to this.  I was fortunate to be interviewed to participate in Tiffany Connors’ very insightful article, 5 Questions to Ask Before Deciding if Student Loan…

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Attacking Debt During COVID-19 – Radio Interview

I was super pleased to be interviewed recently on the radio show Money Talks.  In our 4/29/20 radio interview, we spent approximately 30 minutes covering some things people can do to address debt during COVID-19.  This includes student loan and mortgage forbearances and limitations under the CARES Act, discharging private…

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Does Your Small Business Need Help Staying Afloat Due to COVID-19?

As a small-business owner, you may have been especially hard-hit by the recent global health crisis. When revenue drops unexpectedly, it can be hard to keep a small business afloat. At Arkovich Law, we understand what you are going through. We are committed to helping you reduce your debts and regain…

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Can the PSLF Program Actually be Fixed in the HEROES Act for Those With the Wrong Student Loan Types?

We’ve been advocating for the Public Service Loan Forgiveness (“PSLF”) to be fixed for a few years now.  Our class action lawsuit against Navient went nowhere, but the one against Great Lakes has been commended for a ruling last month by the 11th Circuit to help hold federal student loan…

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Local Insight Provided about the CARES Act on May 20 next week!

Webinar: Why you should care about the CARES Act May 20, 2020 at Noon   The Tampa Bay Bankruptcy Bar Association will be hosting a FREE Webinar via Zoom on May 20, 2020 from 12:00 to 1:30pm. Why you should care about the CARES Act and its impact on Student…

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How to Correct Your Credit Reports When Your Mortgage Payments are Not Reported Post Bankruptcy Discharge

It can be risky to reaffirm a mortgage in a bankruptcy, particularly when the property is underwater (worth less than what is owed), or you may need to move and sell quickly.  A reaffirmation agreement puts you back on the hook to pay for the full amount of the mortgage,…

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Details on the Student Loan Protections Provided by the CARES Act

There a few unanswered questions regarding the roll out of federal student loan borrower protections provided by the CARES Act. The Student Borrower Protection Center and the National Consumer Law Center have combined forces and raised certain concerns to Secretary DeVos in a letter today that can be found here.…

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