There are so many things that set us apart and in my opinion make us one of the best law firms in the Tampa Bay area that you can choose to file your bankruptcy. Whoever you are looking to hire to file a Chapter 7 or Chapter 13 bankruptcy, you…
Wells Fargo has always been difficult to work with when we try to negotiate private student loan settlements. However, we’ve started to see better deals in the past two weeks from other private student loan servicers – so I believe Wells Fargo loans are now fair game. Well Fargo is…
Let’s be frank. If you have more than $10,000 unsecured debt, it may be better to use any stimulus monies to discharge all of your unsecured debt by filing a chapter 7 bankruptcy, rather than simply put it toward the interest that continues to accrue. If this is your best…
Don’t let this happen to you or one of your loved ones! Take action now! Tell your loved ones and friends to take action now. Don’t wait for Congress. With the $2,000 stimulus that is now likely, it appears that President Elect Biden may have to push any meaningful student…
YAY — Bloomberg posted this tonight at 9:02 p.m. I couldn’t be happier about Secretary DeVos resigning from the Department of Education. It is well known that she has been a thorn in student loan advocates’ sides for quite some time! It’s too early to tell what exactly all the…
How do you feel about discharging student loan debt in bankruptcy? The American Bar Institute (ABI) Consumer Bankruptcy Committee conducted a poll on what changes would attendees like to make to student loan discharges that I found interesting: 10% Recommended no changes – leave it as it is 22% …
Today the American Bar Institute (ABI) Consumer Bankruptcy Committee presented an excellent webinar about the new bankruptcy bill pending in the House. Basically, the House would eliminate the existing Chapter 7 and 13, and replace them with a new Chapter 10 under the Consumer Bankruptcy Reform Act of 2020. While…
Are you receiving notices from any of these five companies? If not yet, you likely will in the next few months. EdFinancial Services F.H. Cann & Associates Maximus MOHELA Trellis Company If so, this is because they all were awarded new contracts by the Department of Education starting in December…
As the owner of a small bankruptcy law practice in Tampa, Florida, we were often thought of as the epicenter of the great recession and foreclosure crisis back in 2008-2012. One thing that always made a big impression on me, was the number of people who genuinely believed and tried…
The question as to whether the private student loans were incurred “solely to pay qualified education expenses” under 26 U.S.C. Section 221(d)(1) is where these cases are won or lost. In Conti v. Arrowood Indemnity Co., No. 20-1172 (6th Cir. 12/14/20), the Court affirmed a bankruptcy court’s judgment against the…