Here is an advertisement that a client sent me today from a loan she took out when she was 19 years old and didn’t know any better. She regrets it now when the balance has ballooned for her private loans to 100k and she only makes 35k after being out…
Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog
How Important Are Student Loans in a Credit Report?
We recently filed a dispute for one of our clients for student loans that were not accurately reported on her credit reports following our settlement. What a difference it made — 595 to 749! I’ve received a letter today from Equifax stating that the 4 disputed XXXX accounts have been…
Attn: all our debtor and creditor attorney friends (Judge Colton on board next Tues to address violations of the discharge injunction post Taggert and Musto)
Don’t forget next Tues March 2 at noon on zoom (wow, I just realized that rhymes), the TBBBA has Judge Colton presenting: Charting the “fair ground of doubt” regarding violations of the Discharge Injunction after Taggert v. Lorenzen: Firm Footing or Rocky Terrain? This presentation will explore the law regarding violations of…
Financial Impacts of Long-Term Care and Cognitive Decline
One of our attorneys, Ha Dao, presented a webinar for CPA Academy recently on the Financial Impacts of Long-Term Care and Cognitive Decline. It was very enlightening what financial advisors saw regularly in their practice: Being taken advantage of by a family member was the most reported problem seen by…
Foreclosure moratoriums extended once again to end of June (but only for federally backed mortgages!)
Today, President Joe Biden is extending a moratorium on home foreclosures for federally backed mortgages until June 30, after previously setting the expiration date at the end of March. Biden also announced the expansion of a mortgage relief program, pushing the window to request mortgage forbearance until the end of…
Have You Wondered Why You Can Never Seem To Get Ahead?
Inflation and interest rates are the two primary culprits. Bankruptcy can actually be a fix to this problem and is something that everyone should evaluate NOW. Does it make sense to clear the deck and start fresh? Especially when that deck is stacked against most Americans who are not otherwise…
Great Start to a Monday!
Elon bought $1.5 billion of Bitcoin. I own Bitcoin. This makes me happy. What else makes me happy is a private student loan settlement offer we received on one of our adversary cases this morning. Our client will only have to pay back $22,000 rather than the whopping $300,000 she…
What Sets us Apart as Bankruptcy Attorneys?
There are so many things that set us apart and in my opinion make us one of the best law firms in the Tampa Bay area that you can choose to file your bankruptcy. Whoever you are looking to hire to file a Chapter 7 or Chapter 13 bankruptcy, you…
Do You have a Wells Fargo Student Loan? Let’s Settle it Now!
Wells Fargo has always been difficult to work with when we try to negotiate private student loan settlements. However, we’ve started to see better deals in the past two weeks from other private student loan servicers – so I believe Wells Fargo loans are now fair game. Well Fargo is…
How Do You Pay Off Your Debt With Your Stimulus Money?
Let’s be frank. If you have more than $10,000 unsecured debt, it may be better to use any stimulus monies to discharge all of your unsecured debt by filing a chapter 7 bankruptcy, rather than simply put it toward the interest that continues to accrue. If this is your best…