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Reboot Your Life: Tampa Student Loan and Bankruptcy Attorney Blog

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Monday doldrums quashed: Another 260k in federal student loan debt vanquished

“I just found out that my TPD application was approved!!! I can’t describe the utter disbelief, deep gratitude and tremendous relief I am feeling right now!! Thank you so much to you and your team!! The last 12 months have been extremely difficult for me so this is incredible news!”…

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Millennials are Starting to Get on Track to Creating Wealth

Entrepreneur Magazine noted today that Millennials look at different ways to handle their money compared to their parents — which may lead them to become the wealthiest generation in history.  They: Embrace digital money management. Consider ways to refinance or get their student loans forgiven. Delay home purchases, and when…

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Drinking wine (or beer) helps with interpretation of recent case law to discharge private student loans.

  In light of the recent decision in Hilal K. Homaidan v Sallie Mae, Inc. et al., U.S. 2nd Circuit Court of Appeals, No. 20-1981, are private student loans now considered discharged?  Does this only apply in the 2nd Circuit, as well as the 5th and 10th Circuits that have…

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Behind the Scenes Student Loan Reform: It’s Happening Right Now!

While everyone was talking about CyberPunks and NFTs on Twitter this weekend, as well as the impact of various amendments to the infrastructure bill and how they may affect cryptocurrencies and development in blockchain tech, there was significant movement on the student loan front. Late Friday afternoon, the Biden administration…

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Biden Extends Pause on Federal Student Loan Payments

As anticipated, President Biden once again extended the forbearance on federal student loan payments to January 31, 2022.  Here is the Press Release.  Special emphasis is given that this will be the FINAL extension. Remember, this has no effect on private student loans.

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Infrastructure bill – crypto provisions – call your Senator!

More people than we think are involved in the crypto world.  It is a way for our younger generation who understands the tech behind blockchain to perhaps improve their way of life.  It’s a way for our industries to be more transparent, competitive and efficient. Unfortunately, the infrastructure bill is…

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+How to Avoid Eviction Post Covid? The Inner Workings of Bankruptcy and its Limitations.

Now that we are starting to see eviction moratoriums end, I thought this was a good time to discuss how a bankruptcy can be used to gain more time if needed especially for higher wage earners that haven’t found employment yet – perhaps technology has displaced their jobs for instance.…

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Can a Private Student Loan be Discharged in a Bankruptcy – New Homaidan case!

Another nail was pounded into the private student loan coffin last week when a new case came out against Sallie Mae. A private student loan is not a conditional grant and therefore does fall within the meaning of section 523(a)(8)(A)(ii) which excepts from discharge an “educational benefit, scholarship, or stipend.”…

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