Here’s a news clip on this topic that ran yesterday: https://www.youtube.com/watch?v=77xsEU7rFM0 It’s a good short 2 minute summary of what this means and well worth a listen! I haven’t seen this in the news much and we really need to get the word out because in my 30 years of…
When is it time to ignore calls versus doing something about them? If you are being harassed or threatened collection actions on old debt, there are many things to consider. First, a legitimate collector is required to send you something in writing within five days of the initial contact under…
Federal student loan paused again till June 30, 2023 or until 60 days after a final disposition of the lawsuits that are currently blocking student debt relief — whichever is sooner. Working on a bankruptcy summary now — lots of new tools to add to our toolbox to help…
While it took longer than I and many other consumer advocates thought, the house of cards is starting to slip finally. Many mortgage companies did not fully disclose exactly what would be required once the CARES Act expired and mortgage payments would resume. I’m sure many homeowners have claims out…
Urgent 10/31 deadline for PSLF We have learned that not only must the employer certification be dated 10/31 or before, but borrowers must use the PSLF HelpTool to download and sign the PSLF application by end of day 10/31. We recommend doing so as soon as possible to avoid any…
Borrowers seeking public service loan forgiveness have ONE week left or until October 31, 2022, to: Get your consolidation application filed for any FFEL or Perkins loans to make them eligible; AND Have your employer sign the PSLF certification form. Please don’t miss these deadlines! P.S.: you don’t lose any…
We were able to help Michelle get rid of $160,000 in federal student loan debt and she posted this Google review today. Note that the Biden forgiveness of 10k would have only been small drop in a very large bucket. There are lots of things going on out there –…
Much like the chaos of a Targaryen family dinner, the Joint Consolidation Loan Separation Act was signed into law today by President Biden – which creates an enormous timing problem. While this is awesome news for borrowers of federal student loans who are trapped in this “One Way In, No…
A podcast I did for Wealthy Woman Lawyer about student loan debt relief just dropped here: https://www.wealthywomanlawyer.com/episode-164/ The key to increasing wealth is often thought of as increasing multiple revenue streams etc. While reducing expenses may not be the most important thing to increasing wealth, sometimes you just can’t get…
People are often confused about how attorney’s fees work – when do you have to pay your own, and when does the losing party have to pay? This question is very important when you are faced with a decision of whether to “take someone to court”. In the United States,…