Yes, it’s a holiday weekend and I’m not quite sure why a local consumer group JEDTI is doing their 2nd Annual Convention today, but it is about a 100 degrees out and I think I’d melt outdoors anyway so why not? JEDTI was originally made up of mostly foreclosure defense…
Articles Posted in Student loans
College Scorecard Helps Students Decide on Colleges
Fox 13 interviewed us in connection with their terrific story yesterday on the College Scorecard: College Scorecard a Wealth of Information on Every College and University in the Country. Anyone with a high school student or someone bound for college, should look into this resource to help make the decision…
Breaking the Stigma of High Student Debt
Today, we appeared on ParentPumpRadio as a guest discussing Breaking the Stigma of High Student Debt. Different topics were discussed such as the old view vs the new view on picking colleges, paying for school, choosing loans etc. If you are a parent or student thinking about college, be sure…
The Patriot Act Exposes the Student Loan Bubble: Entertaining and Informative Piece
This week 60 Minutes aired a student loan story about a Home Depot founder who donated hundreds of millions and raised additional funds to make NYU’s medical school tuition free. While this was a great story, and a compassionate thing to do to ensure that the lower paid physician…
Bankruptcy Payments Permitted to be Directed Toward Principal During Plan
Faced with a nearly impossible standard to discharge federal student loan debt in bankruptcy due to undue hardship, creative debtors’ attorneys and the bankruptcy courts are continuing to create pockets of relief wherever possible. Finding that “non-dischargeability does not immunize the student loan claim from modification,”a bankruptcy court confirmed the…
Great Decision for a Non-Profit Group (ABA) for PSLF – Denying the DOE’s Attempt to Limit Employer Eligibility
Many people are facing uncertainty about PSLF for all kinds of reasons. We’ve focused on those who were told they were in the PSLF program only to find out that their loan types didn’t qualify all along, and now they have to start all over. We also help borrowers who…
Re-Certification of Income for Federal Student Loans – Can I do it Myself? Should I?
How can you trust your student loan servicer when they don’t follow the law 61% of the time per a recent Inspector General’s Report? Let’s look at a relatively simple chore – re-certification of income under an income driven plan. What appears to be simple, can have meaningful impact. If…
The Fresh Start for Life Podcast
A bankruptcy attorney colleague, Don Golden, has started a new Podcast, The Fresh Start for Life, and has graciously had me on as one of his first guests. Tune in to listen to our chat where we talk about options to pay off student loan debt. Links for Itunes, Spotify,…
Dear “Student Loan Sharks”
I regularly ask for hardship letters from our clients in our student loan and other debt settlement cases. One of our clients began his letter “Dear Student Loan Sharks”…. I took that part out, but if you read his letter, you would be very saddened by what has happened to…
Continued PSLF problems…..
Our last client of the day yesterday had this to say: “Navient misled me by having me place my loans on forbearance and deferment rather than on an income driven plan, and also kept me on non-qualifying loans for loan forgiveness for public service. Had they guided me through this…