We’re investigating this company for potential violations of the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), among other things, and I ran across their Better Business Bureau reviews. I’ve never seen so many 1 star reviews! They’ve been in business for 48 years, are a major…
Articles Posted in Student loans
Can I Refi a Student Loan and then File Bankruptcy on it?
Nope. At least not at first blush, but keep reading. Not surprisingly, a loan provided to refinance student loans does not change the character of the loan. The Court in Juber v. Conklin (In re Conklin), No. 19-91 (W.D. N.C. Apr. 6, 2020) concluded that “[s]o long as the loan…
Throw Your Private Student Loans Out With the Bath Water
A review from another satisfied customer! Private student loans begone! I didn’t think it would be possible 5.0 stars Posted by LauraMay 29, 2020 I am so thankful that Christie and her team were able to resolve an issue with a private student loan. Many years ago I took a loan…
Lawson-Ross Win in the 11th Circuit for PSLF borrowers: a Beacon of Hope for other Federal Student Loan Borrowers Fighting False Promises
The American Prospect published an article yesterday about our Lawson-Ross Public Service Loan Forgiveness (“PSLF”) success in the 11th Circuit – which was very persuasively argued by Dan Zibel of National National Student Loan Defense Network. Two quotes that should give student loan borrowers comfort and should give pause to…
5 Questions to Ask Before Deciding if Student Loan Forbearance Can Help You
Most everyone has heard of the forbearance on student loan payments until September 30, 2020 due to COVID-19 – but like everything, there are nuances to this. I was fortunate to be interviewed to participate in Tiffany Connors’ very insightful article, 5 Questions to Ask Before Deciding if Student Loan…
Attacking Debt During COVID-19 – Radio Interview
I was super pleased to be interviewed recently on the radio show Money Talks. In our 4/29/20 radio interview, we spent approximately 30 minutes covering some things people can do to address debt during COVID-19. This includes student loan and mortgage forbearances and limitations under the CARES Act, discharging private…
Can the PSLF Program Actually be Fixed in the HEROES Act for Those With the Wrong Student Loan Types?
We’ve been advocating for the Public Service Loan Forgiveness (“PSLF”) to be fixed for a few years now. Our class action lawsuit against Navient went nowhere, but the one against Great Lakes has been commended for a ruling last month by the 11th Circuit to help hold federal student loan…
Local Insight Provided about the CARES Act on May 20 next week!
Webinar: Why you should care about the CARES Act May 20, 2020 at Noon The Tampa Bay Bankruptcy Bar Association will be hosting a FREE Webinar via Zoom on May 20, 2020 from 12:00 to 1:30pm. Why you should care about the CARES Act and its impact on Student…
Details on the Student Loan Protections Provided by the CARES Act
There a few unanswered questions regarding the roll out of federal student loan borrower protections provided by the CARES Act. The Student Borrower Protection Center and the National Consumer Law Center have combined forces and raised certain concerns to Secretary DeVos in a letter today that can be found here.…
11th Circuit Win for Public Service Loan Forgiveness! (This Should Apply to Any CARES Act misrepresentation as well!)
False information provided by federal student loan servicers applying the CARES Act may also lead to liability in light of a recent case allowing public service employees to seek PSLF relief after being misinformed about the applicability of the law. A recent Forbes article noted our PSLF case’s potential impact. …