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Articles Posted in Student loans

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TE-PSLF — What to do if You Don’t Qualify for Public Service Loan Forgiveness

Good news.  There’s lots of money left in TEPSLF.  700 million was appropriated and as of September 2020, only about 87.5 million had been discharged under TEPSLF.  There is a new form here: https://studentaid.gov/sites/default/files/public-service-application-for-forgiveness.pdf. Under the new form, you don’t have to apply for regular PSLF first, be denied, and…

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Are You Returning to Work Solely Due to Your Student Loans? Here’s a Better Way…

Join us tomorrow at noon EST/ 11:00 CST for a Facetime Interview between Jamie (Miller and Miller in Wisconsin) and Christie (Arkovich Law in Florida) as we discuss why NO ONE should feel compelled to return to work right now, just to be able to pay their student loans. There…

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How do You Get Rid of Student Loans – Use the Opportunities that COVID-19 presents now!

Are you tired of endlessly paying on your student loans, only to see no headway at all being made? I wrote this article for our local Cramdown publication for Tampa Bay attorney advocates and bankruptcy attorneys – these are tips that everyone should know about and ask their advocate for…

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New Course for Accountants, Financial Planners or even Borrowers on “Helping Your Clients Take Their Lives Back From Their Student Loans”

Wrapping up another busy week with student loan discharges in bankruptcy and forgiveness under the disability program.  Hosted an excellent presentation for Tampa Bay Bankruptcy Bar Association attorneys on the new procedures for small business reorganizations by Amy Denton Harris, a shareholder with Stichter, Riedel, Blain & Postler, P.A. and…

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New Bankruptcy Relief for Student Loans and Homeowners Being Discussed in Congress.

I’m usually reluctant to talk much about pending bills recently introduced because so much can happen before a bill becomes a law.  Remember that cartoon with the little bill walking from place to place?  Wow, that dates me a bit. But odds are something along these lines will get passed…

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COVID Relief for Private Student Loan Borrowers is Elusive: But Read to the Bottom – You won’t be Sorry!.

This week I received an email from a borrower who believed that she didn’t have to make her private student loan payments due to COVID and the CARES Act. Not true.  While many private lenders have indeed voluntarily agreed to forbearance of two to six months per a recent Wall…

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Whatever Happened to the Borrower Defense to Repayment Claims for Attendance at a Fraudulent School?

A proposed court settlement between the Trump administration and defrauded borrowers is in jeopardy after the administration revealed its widespread denials of requests for student debt cancellation for those who attended schools who lied to them in order to get them to attend, the Washington Post reported recently. The settlement…

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McDaniel v Navient Case: Is this a Game Changer to Discharge Private Student Loan Debt?

This recent 10th Circuit case, McDaniel v. Navient, has gotten a lot of press among those in the student loan arena when it paved the way for discharge of 200k of private student loans.  But what does it really mean? First, here is what wasn’t addressed in this case.  Navient…

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Pop Quiz: which option will END your private student loan debt?

Pop quiz:  which option below is more likely going to END your student loan debt?  Investment in Bitcoin (up 60+% this year) or Ethereum (up 300-400% this year); Winning the lottery; Discharging private student loans in bankruptcy while income is impacted by COVID? Place your bets….  I know which one…

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