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Articles Posted in Mortgage issues

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How to Correct Your Credit Reports When Your Mortgage Payments are Not Reported Post Bankruptcy Discharge

It can be risky to reaffirm a mortgage in a bankruptcy, particularly when the property is underwater (worth less than what is owed), or you may need to move and sell quickly.  A reaffirmation agreement puts you back on the hook to pay for the full amount of the mortgage,…

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Why the Tampa Bay Real Estate Market Will Outlast COVID-19:

Any hit to the real estate market in Tampa Bay is likely short-lived because of several factors: We still have an inventory shortage. Interest rates are at an all-time low. Even though people lost 30% or more of their stock account value we have NOT lost 30% or more of…

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Out of a Job due to COVID-19 and Need to Make a Mortgage Payment?

How do I make my mortgage payments for the next three months? When people asked and learned that I am able to work from home, they are a little envious. What they don’t understand is that one cannot “work from home” indefinitely. At some point, there will be no work…

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