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Articles Posted in Credit Report Violations – FCRA

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Hope Everyone has Recharged and Regrouped After the Holidays!

Most of us still use the New Year as an opportunity to review the past year and set goals for the New Year.  My own practice has grown tremendously from this goal setting.  We target the best strategies to grow our practice and help our clients to get back on…

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TCPA Consumer Lawyer – Adapting to New Collections Tactics by Debt Collectors and New Laws

From time to time, our consumer law practice here in Tampa, Fl has had to shift gears to better use our state and federal laws that protect consumers faced with debt – and the inevitable robocalls and erroneous credit reports that come with that. The current state of robocalls is…

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What are You Entitled to as Damages for Credit Report Errors?

Punitive damages are increasing as more people start challenging errors on their credit reports. “Errors” is a funny word.  A creditor will likely claim that it was an unintentional “error” that they reported negative information on your credit.  But as it really an error? Punitive damages are on the rise…

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What Can You Do When Your Credit Report is Inaccurate and Full of Errors?

Fortunately, there are several laws that provide both protection and damages for consumers facing errors on their credit reports.  These include the Fair Credit Reporting Act (the “FCRA”), the Fair and Accurate Credit Transactions Act (“FACTA”) and most recently the Dodd-Frank amendments. Credit reports are not only key to obtaining…

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